Özet:

SMEs are one of the topics in many economies who are most talked about. They contribute to the economies of countries much and they reach big numbers among all the businesses. SMEs which are vital for economic life often come to the agenda with their financial problems, because they have serious financial problems. However they have financial problems, more to the point they have financial management problems. In this paper the data of a questionnaire on financial management applications with the aim to research the financial management applications in SMEs ,which operate in the South Anatolia Provinces Adıyaman, Kahramanmaraş, Diyarbakır, Gaziantep and Hatay, before, while and after financial crisis were analyzed. The main results of the research can be stated as lack of financial managers, lack of financial management and lack of financial management applications.

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