Abstract:

This study aims to investigate the relationship between credit card spending and consumer confidence and inflation in Turkey. In this regard, the relationship between credit card spending in Turkey in the 2012:2-2018:2 period and the consumer confidence index data of the same period and the Istanbul Chamber of Commerce 1995 based payrolls performance index data has been analyzed by the distributed otoregresive model (ARDL) based border test approach. Relationship between the variables has been identified. According to the long-term estimates, the impact of the Consumer Trust Index on credit card spending in the examined period has been statically meaningless. On the other hand, it has been concluded that the Transition Index has a positive impact on credit card spending over the long term.