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Ulusal ve yerel ekonomilerde üretim, yatırım ve istihdam gibi birçok açıdan önem arz eden KOBI’lerin en büyük problemlerinden biri de çektikleri finansman sıkıntılarıdır. KOBİ’leri daha etkin ve sürdürülebilir bir yapıya kavuşturmak için finansman sıkıntıların ve bunlara yönelik çözümlerin tespit edilmesi büyük önem taşımaktadır. Bu önemden hareketle bu araştırmada Batman`daki KOBİ`lerin finansman sıkıntıları ve bu sıkıntılara yönelik çözüm yollarının ortaya konulması amaçlanmıştırr. Araştırma dâhilinde 404 KOBİ`ye anket uygulanmış ve anketlerden elde edilen veriler ile istatistiki analizler gerçekleştirilmiştir. Yapılan analizler sonucunda birçok KOBİ`nin finansman sıkıntısı çektiği ve finansman sıkıntılarının giderilmesi için kamu/özel kuruluşlardan büyük bir oranda destek beklediği tespit edilmiştir. Yapılan regresyon analizleri sonucunda ise finansman sıkıntılarının giderilmesi durumunda yerel ekonomik kalkınmayı pozitif etkileyeceği bulgusuna ulaşılmıştır. Anahtar Kelimeler: KOBİ, Finansman Sıkıntısı, Yerel Ekonomik Kalkınma, JEL Sınıflandırması: R11, L10, G32
One of the major problems of KOBIs, which are important in many aspects, such as production, investment and employment in national and local economies, is the financial difficulties they face. It is of great importance to identify financing problems and solutions to them to bring women to a more efficient and sustainable structure. With this importance, this study aims to identify the financial difficulties of the KOBI in Batman and the ways to solve these difficulties. 404 women were surveyed and statistical analyses were carried out with the data obtained from the survey. The results of the analysis have found that many KPIs suffer from financial difficulties and are expecting a large amount of support from public/private organizations to resolve financial difficulties. Regression analysis has found that if the financial difficulties are resolved, it will have a positive impact on local economic development. Keywords: KOBI, Financial Disadvantages, Local Economic Development, JEL Classification: R11, L10, G32
One of the most important problems of SMEs, which are important in many aspects such as production, investment and employment in national and local economies, is their financial difficulties. In order to make SMEs more effective and sustainable, it is very important to identify financing problems and solutions for SMEs. From this point of view, this study aims to reveal the financing problems of SMEs in Batman and the solutions to these problems. In this context, a survey was applied to 404 SMEs and statistical analysis was performed with the data obtained from the surveys. As a result of the analyzes, it was determined that the majority of SMEs have financial difficulties and they expect a great amount of support from public / private institutions in order to eliminate the financial difficulties. As a result of the regression analysis, it was found that if the financial problems are eliminated, it will affect the local economic development positively. Key Words: SME, Financing Problems, Local Economic Development JEL Classification: R11, L10, G32
Dergi Türü : Ulusal
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