Özet:

Health services hold a crucial place for countries. Through general health insurance, basic health services for the society are provided. However, advancing technology, resource constraints, and growing population challenge the financing of healthcare services for countries. To address the broader scope for individuals and to alleviate the heavy burden on the government, private health insurances have emerged. One of these private health insurances is complementary health insurance. Complementary health insurance ensures coverage for areas not included in the scope of general health insurance, thereby filling the gaps. These additional expenses incurred by individuals are covered by the insurance upon payment of supplementary fees. With individuals encountering new illnesses and healthcare expenditures increasing over time, interest in this insurance has been growing. This study aims to measure and evaluate individuals' perceptions of complementary health insurance. To achieve this goal, a survey was conducted on 426 individuals working in the private sector in Ankara. The survey examined participants' demographic characteristics, health status, healthcare expenditures, as well as their views and thoughts regarding complementary health insurance. The analysis was conducted using T-tests and ANOVA tests. According to the analysis results, it was concluded that there was no significant difference in the perception of complementary health insurance among participants working in the private sector concerning gender, marital status, age, and monthly income variables.

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