Özet:

In this study, the activities of the deposit banks in the process of coronavirus epidemic are investigated in terms of credit and profitability. The measurement of the activity was based on 11 deposit banks, with a share of more than 1% of the total assets in the Turkish banking system. The active size, total deposits, number of branches and number of staff were used as the input variable to measure the credit and profitability activities of these banks. As the outcome variable, the calculations of the Malmquist Total Factor Efficiency Index for the period June 2019-2021 were made using the total credit and period net profit. The findings are that in the period of December 2019-2020 and March 2020 December-2021 the factor efficiency of the deposit banks has decreased significantly. Efficiency decrease has been found to vary according to the capital structures of the banks. In terms of efficiency losses, public-capital banks have seen better performance than foreign-capital and private-capital banks.