Özet:

Savings are an important source of economic growth. Lack of savings directs country economies to foreign sources. This also increases the debt of the country. Therefore, savings have a critically important for the country's economy. Formation of the saving is associated with culture. The attainment of this culture is a phenomenon that can occur at younger ages. In this study, it was tried to measure the saving habits and waste- conscious of young people in Turkey. A survey study on 503 students was examined by factor analysis and regression analysis. As a result, the increase in the expenditure trends of young people reduces the savings, and the increase in waste sensitivity increases the savings. In addition, increased use of credit cards reduces savings conscious.

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